Winter is a cold, hard time when it’s important to protect yourself from the freezing temperatures outside. This also means protecting your home from the risk of water damage, which becomes higher as the weather gets colder.
The best way to reduce this risk is to be vigilant in checking for the early signs of water damage. As well as taking some simple steps to protect your home.
1. Insulate Your Water Pipes
Frozen water pipes are one of the most common ways that water damage occurs. The drop in temperature freezes the water inside the pipe, which in turn builds up pressure leading to the pipe bursting. This not only means you have water leaking into walls, floors, and ceilings, but your water bill will also go up despite you not using the water.
The best way to prevent frozen pipes is to insulate them before the winter arrives. This will ensure that the temperature in your pipes stays at a level that will not freeze the water.
2. Clear Your Gutters of Leaves & Debris
When the leaves turn and start to fall, there is a high chance that they will make their way into your guttering system. This creates a blockage which causes water to pool and possibly over flow. The water that overflows can freeze and thaw in a cycle that will start to create cracks in your walls.
There is also the possibility that the standing water gets too heavy for your guttering system, causing it to break. This means that rainwater will not be transported away from your home and into a drain. To prevent these possible problems, it’s a good idea to keep a gutter clearing schedule during the winter to ensure that they are clear of all blockages that could lead to damage to your home.
3. Check Your Roof Tiles
Your roof is the first line of defence against the rain and snow. Unfortunately, roof tiles can feel the effects of wear and tear. This means that, over the course of ten years of so, some of your tiles will start to crack. Sometimes, roof tiles can even come off completely, particularly in the high winds we see around Autumn and Winter. In either case, a cracked or missing roof tile means rain water can easily seep into your home which can cause serious water damage.
The best way to ensure that your roof is uncompromised is to check the tiles themselves. Look for slipped, broken or missing roof tiles, or a build up of moss on the roof. If you feel your roof needs a more thorough check be sure to call a professional to do this for you. They’ll be able to go on to the roof safely for you in order to check tiles for signs of wear and tear.
4. Review Your Home and Buildings Insurance Policy
Sometimes you can take all the precautions in the world, and still be hit by water damage. In times like these, it is important to know that you are covered. You should do an annual check of your insurance documents to understand what you’re covered for. Particularly as some forms of water damage may not be covered if you have not kept up adequate repairs on your home.
You should also review the value of items in your home as this will give you the chance to amend your coverage if you the value of your possessions has increased. If you do not understand something on your insurance documents then you should contact your insurance provider to explain it to you.
The best way to combat water damage is to prevent it from happening in the first place. However, if you do suffer water damage this winter and need to make a claim we can help. Tangible Building Solutions are builders specialising in insurance repair work. We’re on your side throughout the insurance claims process and help bring about a swift and stress free restoration to your home. For more information please feel free to contact us on 0800 328 4188.