The best way to reduce this risk is to be vigilant in checking for the early signs of water damage. As well as taking some simple steps to protect your home.
1. Insulate Your Water Pipes
Frozen water pipes are one of the most common ways that
water damage occurs. The drop in temperature freezes the water inside the pipe,
which in turn builds up pressure leading to the pipe bursting. This not only
means you have water leaking into walls, floors, and ceilings, but your
water bill will also go up despite you not using the water.
The best way to prevent
frozen pipes is to insulate them before the winter arrives. This will
ensure that the temperature in your pipes stays at a level that will not freeze
2. Clear Your Gutters of Leaves & Debris
When the leaves turn and start to fall, there is a
high chance that they will make their way into your guttering system. This
creates a blockage which causes water to pool and possibly over flow. The water
that overflows can freeze and thaw in a cycle that will start to create cracks
in your walls.
There is also the possibility that the standing water gets too
heavy for your guttering system, causing it to break. This means that
rainwater will not be transported away from your home and into a drain. To prevent these possible problems, it’s a good idea to keep a gutter clearing schedule during the winter to ensure that they
are clear of all blockages that could lead to damage to your home.
3. Check Your Roof Tiles
Your roof is the first line of defence against the rain and snow. Unfortunately, roof tiles can feel the
effects of wear and tear. This means that, over the course of ten years of so,
some of your tiles will start to crack. Sometimes, roof tiles can even come off
completely, particularly in the high winds we see around Autumn and Winter. In either case, a cracked or missing roof tile means rain water can
easily seep into your home which can cause serious water damage.
The best way to ensure that your roof is uncompromised is to check the tiles themselves. Look for slipped, broken or missing roof tiles, or a build up of moss on the roof. If you feel your roof needs a more thorough check be sure to call a professional to do this for you. They’ll be able to go on to the roof safely for you in order to check tiles for signs of wear and tear.
4. Review Your Home and Buildings Insurance Policy
Sometimes you can take all the precautions in the world, and
still be hit by water damage. In times like these, it is important to know that
you are covered. You should do an annual check of your insurance documents to understand what you’re covered for. Particularly as some forms of water damage may not be covered if you have not kept up adequate repairs on your home.
You should also review the value of items in your home as this will give you the chance
to amend your coverage if you the value of your possessions has increased. If you do not understand something on your insurance
documents then you should contact your insurance provider to explain it to you.