A space where Rod discusses issues he has come across within the industry
When it comes to dealing with insurance claims for water damage resulting from leaks in flats, there could be more people involved than you think.
Published: 06 January 2015
Over the last few days, we have received a number of new claim enquiries from flat leaseholders and tenants. All looking for help in making an insurance claim following a leak from the flat above.
Both tenants and landlords alike were having the same problem. Too many third parties involved and not having the time, inclination, or experience to deal with these people or companies.
Having given this matter some thought, it is hardly surprising these people were looking for help. The following is a list of the companies, services and people involved in making a claim for water damage to a flat as a result of a leak from an adjoining property:
Property Management Company
Leaseholder of other flat
Tenant of other flat
Claim Validation Company
Insurance Company Builder
Leak Detection Company
Asbestos removal company
When it was explained to the callers we would organise and liaise with all these parties on their behalf, they were keen to engage our services.
If you are a leaseholder of a flat, a Tenant, Letting Agent or Property Management Company that is going through the above process and want to reduce the number of people you have to deal with, please call as soon as possible to find out how.
Or if you need to make an insurance claim, please call us for a no-obligation discussion to discover how we can help.
Speak to Tangible Building Solutions today on 0800 328 4188.
Today the government published its 6 year programme of flood defence investment, allocating £2.3bn over 1400 projects in a bid to protect 300,000 homes.
This vital investment is necessary to avoid repeats of the damage caused by severe flooding in January and February this year, with aims of preventing £30bn of damage.
Targeting those areas most vulnerable to flooding, plans include investment in:
The Thames Estuary (£196m)
Humber Estuary (£80m)
Boston in Lincolnshire (£73m)
Rossall in Lancashire (£47m)
Tonbridge area (£17m)
On top of the £2.3bn, the government has committed to spending £15.5m on flood defences in Somerset over the next six years benefiting 7,000 properties.
Whilst these new plans are welcomed, there remain concerns that still not enough is being done to maintain existing defences despite £171m being allocated for this.
Criticism has come from the Committee for Climate Change who remain unconvinced that the UK is adequately prepared for floods as extreme weather incidents become a more frequent occurrence. Reduced numbers of flood risk management staff at the Environment Agency and 4000 new homes a year being built in areas of significant risk all contribute to their growing worry.
To reduce the stress and heartbreak of homeowners suffering flood damage, does the government need to rethink it’s long-term strategy to include adequate spending on regular flood defence maintenance?
Were you flooded at the start of the year? Do you think enough is being done where you are to protect against further floods? Share your thoughts and experiences with us on Facebook.
Further details of governments current flood risk management schemes and strategies https://www.gov.uk/government/collections/flood-risk-management-current-schemes-and-strategies
National Infrastructure Plan 2014
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